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Beehiiv vs Substack (2026): fees, free plans and which one fits your newsletter

Substack and Beehiiv both host newsletters with paid subscriptions, but they charge in opposite ways. Substack is free to run and takes a share when you earn. Beehiiv charges a monthly plan fee once you need paid features and takes no share. Here's how the fees, discovery, ownership and money-making options compare.

How I made this page: I worked from each company’s own pricing pages, product pages and help center articles, checked on September 26, 2026 (sources at the bottom). I have not done hands-on paid testing of either platform, and I don’t claim to. Each company’s comparison page argues for itself, so for each platform’s features I relied on its own docs. Affiliate status: My Beehiiv links are partner referral links; Substack is not an affiliate, and I link to its plain official site. See the disclosure.

Quick verdict

Substack

Publishing network with a revenue share

Free to publish at any size. Newsletters, podcasts, video, live streams, Notes and chat in one place, with a reader app for discovery. Substack takes 10% of paid subscriptions, plus Stripe fees.

substack.com

Beehiiv

Newsletter platform with a flat monthly fee

Free up to 2,500 subscribers with a website, podcast and custom domain. Paid subscriptions, ads, automations and paid recommendations start on Scale ($49/month on monthly billing at up to 1,000 subscribers), with a 0% take rate.

beehiiv.com · My Beehiiv guide

Beehiiv vs Substack side by side

Everything in this table comes from each company's official pricing page or help center, checked September 26, 2026.

What you're comparingSubstackBeehiiv
Cost to startFree, no monthly platform fee, at any list sizeLaunch: $0 up to 2,500 subscribers
Paid plansNone; Substack earns through its revenue shareScale from $49/month (monthly) or $43/month (annual) at up to 1,000 subscribers; Max from $109/month (monthly)
Cut of paid subscriptions10% of each paid transaction0% on Scale and Max (paid subscriptions aren't on Launch)
Card processingStripe: 2.9% + $0.30 per transaction, plus a Billing fee on recurring payments (0.5% or 0.7%, depending on the Substack help article)Stripe: 2.9% + $0.30 per transaction, as quoted in Beehiiv's pricing FAQ
Built-in discoveryReader app, Notes, recommendations, category leaderboards, searchFree recommendation network on all plans; paid recommendations and referral program on Scale and up
Custom domainOne-time $50 fee; must be a subdomain such as wwwIncluded on all plans, including Launch
Sending addressAlways sent from an @substack.com addressCustom email sending domain available on all plans
Data exportPosts, subscriber list and stats as a zip; subscriber CSV (no full names)Posts and subscribers as CSV (Quick or Full) on all plans, plus an API
AdvertisingNo built-in ad tools for emails; a brand sponsorship program with select partnersAd Network and programmatic ads on Scale and up (not in all regions); sponsorship storefront on Max
Email automationsDrip campaigns triggered by subscriber eventsWelcome email on Launch; full automations on Scale; click-triggered on Max
Podcasts and videoPodcasts, video posts and live videoPodcasts on every plan (1 episode a month on Launch, 4 on Scale, unlimited on Max)
CommunityComments, Chat, direct messages, NotesDiscussions, DMs and group chats on Scale and up

Fees: Substack's 10% vs Beehiiv's 0% (checked 2026-09-26)

Substack's help center says it takes 10% of each paid transaction, and that Stripe charges 2.9% + $0.30 per transaction plus a Billing fee for recurring payments. One Substack help article gives that Billing fee as 0.5%; another gives 0.7% (as of July 2024). Substack's own revenue calculator puts it as "writers keep 90% of their revenue minus credit card fees." There's no monthly fee, so a free newsletter costs nothing on Substack at any size.

Beehiiv's pricing FAQ says it takes 0% of paid subscription revenue, leaving only Stripe's 2.9% + $0.30 per transaction. The catch is that paid subscriptions need a paid plan, and the plan price rises with your total list, free readers included. Scale costs $49 a month on monthly billing at up to 1,000 subscribers, $69 at 2,500, $109 at 10,000 and $249 at 50,000. Billed yearly, those are $43, $61, $96 and $219 a month.

Break-even math

Substack's fee equals Beehiiv's plan fee when 10% of your monthly paid revenue matches the Scale price for your list size. That means you break even at ten times the plan price. Card processing applies on both platforms, so I've left it out. Exact Stripe charges depend on your account and country.

Total subscribers (Beehiiv tier)Beehiiv Scale, monthly / yearly billingSubstack's 10% matches it at this monthly paid revenue
Up to 1,000$49 / $43 a month$490 / $430
Up to 2,500$69 / $61 a month$690 / $610
Up to 10,000$109 / $96 a month$1,090 / $960
Up to 50,000$249 / $219 a month$2,490 / $2,190
Three worked examples (illustrative numbers, monthly billing). (1) 1,000 subscribers, 40 of them paying $8 a month: $320 in revenue, so Substack's share is $32 against Beehiiv Scale's $49. Substack costs less. (2) 10,000 subscribers, 300 paying $8: $2,400 in revenue, so Substack's share is $240 against $109. Beehiiv saves about $131 a month. (3) 50,000 subscribers, 1,000 paying $8: $8,000 in revenue, so $800 against $249. Beehiiv saves about $551 a month. If you don't charge readers at all and have more than 2,500 subscribers, Substack costs $0 while Beehiiv needs a paid plan.

One more wrinkle on Substack: iOS in-app purchases. Readers can subscribe inside Substack's iOS app through Apple's in-app payments. Apple's service fee comes out of your take-home revenue along with Substack's fee, and Substack says Apple charges an extra 15–30%. Substack raises in-app prices to offset it by default (you can switch that off), in-app payments can't be disabled while payments are connected, and Apple pays out up to 45 days after each month ends. In the U.S., the app can also send readers to web checkout.

Discovery and network effects

This is Substack's strongest argument, and it's worth taking seriously. Substack's comparison page says more than half of new subscribers on Substack come from inside the platform. Its growth page says the Substack Network drives 25% of paid subscriptions and that more than 25% of subscriptions start in its apps. These are Substack's own platform-wide figures, which I can't check independently, and your results will vary. The discovery tools are real, though: a reader app for iOS and Android, Notes (a social feed), recommendations shown in the subscribe flow and in digest emails, category leaderboards, and reader referrals.

Beehiiv's discovery runs mostly through other newsletters rather than a reader app. Every plan includes the free Recommendation Network, where publications recommend each other, plus magic links. On paid plans you can also buy subscribers through paid recommendations, paying other publishers per verified subscriber, or earn by recommending others. Scale also adds a reader referral program. Beehiiv's pricing page doesn't list a reader app, so outside recommendations, growth comes from your own marketing.

Ownership and custom domains

Both companies say you own your list; Substack's switch page promises "Own all your content. Own your subscriber list." The practical differences are about branding:

Data export and switching

You can leave either platform with your list. On Substack, Settings → Exports creates a zip of your posts, subscriber list and related statistics, and the subscriber page exports a CSV, though Substack says it can't include subscriber names. On Beehiiv, Settings → Export Data gives you all posts and a Quick or Full subscriber CSV (Full adds custom fields and stats) on every plan, and the API can export subscribers too.

Both also import from the other. Beehiiv's Substack migration guide covers content, free subscribers and paid subscribers. Paid subscribers move by transferring customer data between Stripe accounts. It lists limits too: video posts, podcast posts, comments and previous paywall placements don't come across. Substack's comparison page says you can import subscribers, posts and Stripe customers from Beehiiv.

Monetization options: paid subs, ads, "boosts" and recommendations

Which fits your kind of creator?

Writers starting from zero

Substack is hard to beat on cost and reach: free at any size, with the app and Notes. Beehiiv's free plan also works up to 2,500 subscribers, with your own domain from day one.

Writers with a growing paid newsletter

Run the break-even math above. Once your paid revenue passes about ten times the Beehiiv Scale price for your list size, Beehiiv's flat fee costs less than Substack's 10%.

Ad-supported and sponsor-funded newsletters

Beehiiv. Its Ad Network, programmatic ads and sponsorship storefront are built for this. Substack's help center says it doesn't build advertising tools for emails.

Podcasters and video creators

Substack publishes podcasts, video and live streams alongside posts. Beehiiv hosts podcasts on every plan, with episode caps on Launch and Scale, and doesn't list video hosting on its pricing page.

Brand-conscious creators and businesses

Beehiiv. You get a custom sending domain on every plan and can remove branding on Max. Substack emails always come from @substack.com.

Creators who value community

Substack offers Notes, Chat, comments and DMs, all tied into its app. Beehiiv lists discussions, DMs and group chats on Scale and up.

FAQ

Is Beehiiv better than Substack?

Neither is better for everyone. Beehiiv fits when a flat fee leaves you more money, or you want ads, automations and your own sending domain. Substack fits when you want free publishing and a built-in reader network. For the full plan breakdown, see my Beehiiv guide.

Is Substack free?

Yes, for writers: Substack's help center says publishing is free no matter how many subscribers you have. If you turn on paid subscriptions, Substack takes 10% of each transaction and Stripe charges its own fees. Substack doesn't charge readers extra fees, and free posts are free to read.

Beehiiv vs Substack pricing: which is cheaper?

For a free newsletter, Substack ($0 at any size). Beehiiv is also $0 until 2,500 subscribers. For a paid newsletter, Substack is cheaper until your monthly paid revenue passes about ten times Beehiiv Scale's price, which is $490 at up to 1,000 subscribers on monthly billing. Above that, Beehiiv is cheaper.

Why do some writers move from Substack to Beehiiv?

Usually for the 0% take rate once revenue grows, plus ads, automations and custom sending domains. Beehiiv publishes a Substack migration guide for this. Substack also imports from Beehiiv, so the move can go either way.

What about Beehiiv vs Substack vs Ghost?

Ghost is the third common option. Ghost(Pro) takes 0% on paid subscriptions from its Publisher plan, which costs $29 a month billed yearly. My best newsletter tools roundup covers Ghost alongside both of these.

See beehiiv's plans Visit Substack

Related

Sources (checked September 26, 2026)

Substack and beehiiv are trademarks of their respective owners. I run Creator Mail Stack independently, and neither company endorses it. Found something out of date? Tell me.